Apart from truck, taxi, tricycle, multicab, van UV express and wheeler trucks, Pinoys can pawn private vehicle today via OR CR sangla. With the use of this loan program called OR CR loan, a non public utility vehicle (PUV) can now be used as collateral to get cash. This option to come up with funds may also be called “car loan without taking your car“. Today, people call it with different names. There are some who labelled it as car prenda especially in Cebu, Davao and other Visayas areas. But in Metro Manila and other nearby provinces, this is popularly called as simply car loan.