I bought my new Toyota Avanza car last 2015 thru the new Toyota car financing program of a dealer. As a car loan consultant, I must admit I thought I knew everything else regarding car loan. It turned out that buying a new car would be a different arena for a loan agent who has been in the lending industry for more than 4 years. As a top car loan agent with multiple companies from banks to private lenders in the Philippines, I never thought it was so easy to get a car financing approved until I got into buying for myself.